(1800) 217 217


Vendor Finance


Understanding Your Vendor Finance Options

If the traditional approach to selling your property is not working for you or you are having difficulty obtaining bank finance to buy your home or investment property then we may have another way to assist your sale to happen oder your purchase to proceed, known as vendor finance.
Vendor finance, sometimes called seller vendor finance or owner vendor finance is nothing new and has in fact been
download the vendor finance ebook

around for many years, and is often used in one form or another in commercial transactions.

For a comprehensive overview of how to buy without banks, please download our free vendor finance ebook or make a booking to speak with a property law expert.


What is relatively new in Australia (from our experience at Aylward Game Solicitors over the last 10 plus years) is the application of vendor finance methods to buy and sell residential property.


Over that period the use of vendor finance methods has grown in popularity and is particularly popular now due to the current economic environment with a depressed property market and the extremely tight and inflexible credit policies of many banks and financial institutions.

If you are a seller and want relief from mortgage stress or a buyer wanting to leverage finance, a permanent new home can be secured using vendor finance.

Mark Game has over 10 years experience in preparing Installment Sales Contracts and Lease Options in relation to both residential and commercial property and vendor finance.


Vendor finance is ideal for someone trying to sell a property because it helps them deal with and ease the stress of mortgage payments. This can help them sell their property sooner rather than later and even get the price they have always wanted. Buyers are able to benefit a great deal from vendor finance as well.

Using the system, they are able to leverage their finances so then they have a higher chance of being able to find that property that they have always wanted.

Vendor finance is also ideal for anyone who is having difficulty with their bank. Because the property market has been going through a period of depression, banks are tightening their credit policies further and further still. This means that people who are looking for help from their bank so they can buy or sell a residential property are being rejected.

Vendor finance is now widely considered to be the solution to that problem, which is why it has become so popular over the last 10 years.

Vendor finance could even hold the key to improving the residential property market in the future, and this method of finance could stick around even after the market has picked up such that people who are struggling are now able to get a helping hand when they need it most.


Individuals and corporations that intend to start, sell or purchase a business have to deal with the different aspects of commercial business law.

At Aylward Game Solicitors, you can obtain the appropriate assistance and advice you need to address these legal matters. From different large scale enterprises to sole proprietors of small local business, Mark Game has the extensive knowledge and skills to assist clients in undertaking diversified businesses inside and outside of the state within trust, joint or corporate business structures.

When you start a new enterprise, it is an absolute necessity to obtain the correct advice early on to steer clear of any consequence that may cause you much expense or restrict the development and growth or your business venture.


Dealing with contractual arrangements and agreements

Shareholders, partners and co-operators may enter into a contract to agree on their needs or wishes before leaving or establishing the business. They may arrange independent contractor arrangements, consultancy agreements, agreements with customers, service providers and suppliers or employment contracts. Documenting what has been agreed between you and your business partners is very important to properly secure both of your right rights and interests as well as prevent misunderstanding in the future.

Aylward Game Solicitors can provide straight-forward and practical assistance in arranging these basic contracts:

  1. Partnership agreement for individuals creating a partnership
  2. Shareholder agreement for a particular company
  3. Employment agreements between the employer and all salaried staff
  4. Standard form of Terms of Trade or Supply Agreement between the company and suppliers that provide services and products to them or their customers
  5. Special purpose contracts entered into by parties due to unusual circumstances.

Aylward Game Solicitors can assist you to prepare Franchise Agreement, acquire or set up a new or existing franchise business and understand the consequence of a transaction you’ve just entered into, including:

  1. The effect of paying the upfront costs to the franchisor
  2. Ongoing cost and expenses of the franchise and the terms to increase or change them
  3. Restrictions of the business operations
  4. Selling and assigning franchising rights
  5. Cost and liability of transferring a franchise
  6. Leasing business premises or getting a license to occupy the franchisor’s premises
In building and starting your business operation, the impeccable service of Aylward Game Solicitors can help you develop the best structure. They guide clients in carefully thinking and considering their individual circumstances and the means to be used in operating their business.

To ensure you got all your rights and interest covered, they liaise with your accountant and financial advisor during the consideration process.

Book An Appointment Now

Let's Talk Today

Welcome to Aylward Game Solicitors! We look forward to discussing your family law matter. Please book a FREE 20-Minute Appointment to get started.

Free 20 Minute Family Law Appointment

Thank you for stopping by!

Our team of experts is here to help you grow your business online!

Please don't hesitate to contact us

Book a FREE intro call